Corrupt Attorney General of New York Letitia James Appears To Be Guilty Of Intentional Mortgage Fraud

Letitia James, the ultra-corrupt AG of New York, has been busted and seem to be guilty of committing intentional mortgage fraud for over 20 years where she falsely inflated the value of her real estate assets to get better rates on loans, so she is actually guilty of the same crimes that she falsely accused President Trump of committing! You can’t make this shit up, but it’s the democrat’s MO – accuse your enemies of the crimes you are committing.

Nobody is above the law – especially for fugly fat-ass criminals like Letitia James! The Law & Order Republicans need to disbar Letitia James and throw her fat ass in prison for a very long time! Too bad many of the republicans are piece of shit RINOS who will do nothing to hold the democrat criminals accountable for their crimes.


For over two decades, Letitia James repeatedly claimed her Brooklyn apartment building was a four-unit property on mortgage applications—despite official records proving it had five.

This may seem a minor discrepancy, but misrepresenting the unit count enabled her to secure more favorable loans, including a 2011 Home Affordable Modification Program (HAMP) loan that saved her tens of thousands of dollars annually.

Now, the same legal principles she used to prosecute others may be turning against her.

It all began in 2001 when Letitia James purchased a four-story multi-family apartment building with five apartments in Brooklyn for $550,000.

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In 2005, James refinanced the building with an adjustable loan from Aegis that started at an interest rate of 7.2% with a ceiling of 10.2%.

For the next two decades, James took out refinancing mortgages and always listed the number of units as four.

However, the official record in the most recent Certificate of Occupancy, dated January 26, 2001, says the property is legally classified as a five-family dwelling. In the world of mortgage lending, this is a critical distinction.

(Please note: The New York City Department of Buildings mandates that any alteration affecting the use, egress, or occupancy of a building necessitates an updated C of O.)

Properties with four or fewer units qualify for more favorable “residential” interest rates, while those with five or more are classified as “commercial” properties—often subject to higher rates.

Fast-forward to 2011. With her 2005 adjustable-rate mortgage likely escalating toward 10.2%, James sought relief from HAMP – a federal initiative under the Troubled Asset Relief Program (TARP) designed to assist homeowners at risk of foreclosure.

HAMP, however, had strict eligibility requirements. According to its official Making Home Affordable Program Handbook, “Eligibility is limited to owner-occupied properties with no more than four units.”

The reasoning was clear: the program aimed to assist regular homeowners and not landlords of multi-family rental apartment businesses.

In her HAMP application, James listed her property type as: DWELLING ONLY – 4 FAMILY (apartments).

However, as confirmed by the 2001 Certificate of Occupancy, the building was officially designated as a five-family apartment dwelling – making it ineligible for the HAMP program.

Additionally, James submitted a financial hardship statement in her application, declaring: “I am experiencing a financial hardship, and as a result, (i) I am in default under the Loan Documents, and (ii) I do not have sufficient income or access to sufficient liquid assets to make the monthly mortgage payments now or in the future.”

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